Stanbic IBTC EZCash Loan: Get up to ₦1.3m Loan

Stanbic IBTC EZCash Loan: Get up to ₦1.3m Loan

Looking for a quick and easy way to get access to funds for your business or personal use? Stanbic IBTC EZCash Loan might be just what you need. Read carefully below what you need to know:Stanbic IBTC EZCash Loan: Get up to ₦1.3m Loan

About Stanbic IBTC EZCash Loan

Stanbic IBTC EZCash Loan is a term loan that offers instant access to funds ranging from ₦20,000 to ₦4,000,000 for eligible active current account holders.

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You can borrow as many times as you want, provided that the cumulative amount does not exceed your assigned limit.

How to Qualify for Stanbic IBTC EZCash Loan

  • You must have an active account with Stanbic IBTC that is at least 12 months old.
  • You must be between the ages of 18 and 59 at the time of the loan application.
  • You must have a satisfactory credit report and no history of dud cheques.

Charges and Fees for Stanbic IBTC EZCash Loan

  • Management fee of 1% on the amount borrowed.
  • Value Added Tax (VAT) of 0.05% on the amount borrowed.
  • Insurance fee of 0.35% on the amount borrowed.

How to Apply for Stanbic IBTC EZCash Loan

  • Visit the Stanbic IBTC EZ Cash website and input your account number.
  • Enter your registered phone number and click Get Started.
  • Respond with the OTP sent to your phone and proceed to supply all the required details.
  • Your creditworthiness will be evaluated, and if successful, you will be presented with an applicable interest rate based on your risk score and loan duration.
  • Read through the loan details, terms and conditions, and if you agree, click accept.

EZCash USSD Code

  • If you don’t have access to the internet, you can still use your smartphone to borrow on EZCash. Simply dial *909*44# to access Stanbic IBTC EZCash and follow the instructions.

How to Repay Stanbic IBTC EZCash Loan

Repaying your EZCash loan is easy. Once the loan term elapses, you will receive a message containing your outstanding payment, and then your account will be debited. Make sure you have the complete amount in your account on the payment day. You can also choose to pay back before the due date by contacting your personal account manager or customer care.